When it comes to interest rates, less is more

Online mortgage as low as 0.57%

* Please note that, due to our partnership with BLKB, mortgage applications are available in German only.

Dream of owning your own house? Finance your new home at the lowest interest rates on the market with our online mortgage.

Mortgage calculator

Find out how much your monthly instalments will be

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Interest rates

Fixed interest rate for 2, 5 or 10 years? Choosethe loan maturity based on your needs

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What requirements must be met?

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Mortgage calculator

Count on reliable partners

We have teamed up with our mortgage partner, the Basellandschaftliche Kantonalbank, to offer the most attractive online mortgage for financing your new house, and attractive terms for refinancing your mortgage.

Enjoy interest rates as low as 0.57%

Submit key data quickly and easily online

Talk with an expert over the phone for answers to all your questions

Receive a prompt, transparent decision

Interest rates

The interest rates listed are indicative values and apply to top-quality residential property and borrowers with impeccable credit worthiness. The interest rates shown apply to the 1st mortgage with a loan up to 80% of the market value of the property. Interest rates are subject to market fluctuations and are continuously updated. All information is supplied without guarantee.

Submit your request online

Our online mortgage application process is fast and hassle-free! So don't delay, apply today!

Do you already have a Trading account with Swissquote?

Apply for a mortgage online*

* Please note that, due to our partnership with BLKB, mortgage applications are available in German only.

If you are not yet a client, just open a trading account online to take advantage of our attractive financing offer.

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Do you have any questions?


To be able to apply for a Swissquote eMortgage, you must satisfy the following conditions:


 You must be a client with Swissquote. Your life partner may become a joint debtor with a view to financing the mortgage as an additional borrower. You must live in Switzerland and may not be a US person.


 Your current income from employment, self-employment and pensions must ensure the long-term affordability of the property

 If self-employed, you must prove that your taxable income has been at least CHF 100,000 for the past three years

 Affordability must not exceed 35% for a main residence and 20% for a second residence or holiday home


 The property must be located in Switzerland.

 The property must be an existing single-family home or an existing owner-occupied flat. Properties undergoing construction may not be financed.

 The property must belong to you; it is not possible to finance building lots.

 Usufructs, pre-emptive rights and rights of abode may not be entered in the land register on behalf of third parties

Own resources and financing

 When buying a property, you must be able to provide your own resources in full before any loan is granted (it is not possible to make advance withdrawals from pension plans).

 It is possible to pay for a property by making advance withdrawals from pension plans only if the amount loaned (mortgage + advance withdrawal from pension plans/property value) does not exceed 67%.

 The maximum amount loaned for the main residence and the second residence/holiday home is 80%. The minimum repayment for a main residence is determined such that the amount loaned is reduced to a maximum of 67% within 15 years.

 Interest must be paid quarterly.

 Loan repayments are determined by the bank and must be made semiannually in equal instalments. You may not make indirect repayments via pension assets (Pillar 3).

 A linked account will be opened with Basellandschaftliche Kantonalbank for the purposes of debiting interest and repayments and handling the mortgage. It is the client’s responsibility to ensure that funds are provided on time.

 The first payout (if the contractual details specify a staggered mortgage payout) takes place between today and one year thereafter. The last payout (complete mortgage payout) takes place between the date of the first payout and five years thereafter.