100%
FLEXIBILITY WITH A
0%LOAN
Seize opportunities as they arise!
Take advantage of a 0% Lombard loan and quickly obtain the liquidity you need to invest.*
What is a Lombard loan?
A Lombard loan enables you to expand your securities portfolio or rapidly take advantage of new opportunities on the market without having to inject new liquidity or sell assets in your portfolio. Obtain liquidity at attractive rates in just a few clicks, against the pledge of your various assets.
Your advantages
- Lombard loans in CHF/EUR/USD and more
- Attractive interest rates and conditions
- Interest debited solely on the amount used
- Loan application and signing of the agreement done entirely online
- No commission or additional processing fees
- Obtain your loan in one hour when applying online
0%* interest on CHF Lombard loans
until 31 March 2020
How to apply for a Lombard loan
Obtain your loan in one hour
1. In your account overview, under the heading «Buying Power – Potential increase of your buying power»
2. Click on «Apply for a lombard loan»
3. Follow the detailed instructions
Not a client yet? Open your account
Via the Swissquote mobile application
1. Connect to your trading account
2. Click on «Lombard Loan»
3. Sign your contract in one click and obtain your loan within an hour
Not a client yet? Open your account
Standard application
1. Download, print and sign the two application forms
2. Send the forms by mail to:
Swissquote Bank Ltd
Central Data
Ch. de la Crétaux 33
CH - 1196 Gland
Switzerland
On reception of the documents, your Lombard loan application will be examined by our Trading Department. If you are granted a Lombard loan, the initial limit will be indicated in your account.
Not a client yet? Open your account
What are the conditions for obtaining a Lombard loan?
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• Submitting the Lombard loan agreement
• Submitting the general deed of pledge and assignment
• Having a minimum of three diversified positions in your account
What you should know
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What are the risks?
Insofar as the credit limit granted is established by Swissquote based on the collateral value of your assets, certain events may cause Swissquote to reduce this limit at any time. This is possible, in particular, if there is a depreciation in value or lack of liquidity of one or more securities pledged as collateral. The consequences could be the forced sale of securities, the requirement to bring forth additional securities or the reimbursement of the credit. In extreme cases, there is a risk of total loss of assets. Price and currency risks are borne exclusively by the client.
Furthermore, obtaining a Lombard loan for private asset management may be considered by the Federal Tax Administration as an indicator of taxable gainful self-employment. The client is solely responsible for any tax consequences resulting from the reclassification of his/her trading activities as gainful self-employment.
The information above is provided for guidance only and shall not be construed as constituting any offer, advice or recommendation to obtain a Lombard loan, to buy or sell a security or to carry out any transaction whatsoever, nor shall it be construed as any form of advice whatsoever, such as tax or legal advice.
The products and services presented are authorised for sale in Switzerland. They are not intended for people who, by reason of their nationality, registered place of business, domicile or other reasons, are subject to a domestic legal framework which prohibits foreign financial service providers from engaging in business activities at these locations, or which prohibits or restricts legal entities or natural persons subject thereto from accessing the websites of foreign financial service providers.